Interest Rates... How Can You Get the Best One?

 We are committed to helping you through every step of the home purchasing process by providing answers to your questions and financing solutions that fit your individual needs. We understand that the home financing process can be intimidating at times; therefore, we take the time to counsel you about the process.

We are committed to helping you purchase the home of your dreams. All of us at Main Street Mortgage would like to thank you in advance for the opportunity to demonstrate the benefits of our services!

You may apply one of several ways:

OPTION 1 - CALL - Apply via phone at 209-728-9898, we’ll be happy to answer any questions;

or

OPTION 2 - FAX – Call and have a Prequalification Form faxed or emailed to you.

or

OPTION 3 - CLICK - Apply securely online by clicking the “Basic Approval” button directly below at the botttom of this page.

or

OPTION 4 - COME IN - Schedule a time to come by our branch office and apply in person. We’re located at 402 Main Street, Ste. G, next to V Restaurant & Bar and the Victoria Inn in historic downtown Murphys California.

We have no application fees and can typically issue same day mortgage approvals to submit with your offer.

We look forward to working with you.

A Few of the Loan Programs We Offer:

FHA 203K Rehabilitation Financing (up to $35,000 for Repairs/Renovation)

FHA Streamline Refinance (Requires No Appraisal)

CalHFA Financing with 1% Down Payment (Combined with CHDAP)

USDA Rural Home Loans with No Down Payment

VA Financing with No Down Payment for Qualified Veterans

HomePath and HomePath Renovation (HomePath is a Registered Trademark of FannieMae)

Conventional Conforming, High Balance and Jumbo Financing

Conventional & FHA DreamLoan Programs

Conventional Fixed DU Refinance Plus (Refinance up to 105% of Appraised Value)

Down Payment Assistance Programs such as the Neighborhood Stabilization Program (NSP) and the California Homebuyer’s Down Payment Assistance Program (CHDAP)