Mark Hughes
 
 
(209) 728-9898
 
NMLS 268235  
 
 
 

Interest Rates... How Can You Get the Best One?

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 We are committed to helping you through every step of the home purchasing process by providing answers to your questions and financing solutions that fit your individual needs. We understand that the home financing process can be intimidating at times; therefore, we take the time to counsel you about the process.

We are committed to helping you purchase the home of your dreams. All of us at Main Street Mortgage would like to thank you in advance for the opportunity to demonstrate the benefits of our services!

You may apply one of several ways:


OPTION 1 - CALL - Apply via phone at 209-728-9898, we’ll be happy to answer any questions;

or

OPTION 2 - FAX – Call and have a Prequalification Form faxed or emailed to you.

or

OPTION 3 - CLICK - Apply securely online by clicking the “Basic Approval” button directly below at the botttom of this page.

or

OPTION 4 - COME IN - Schedule a time to come by our branch office and apply in person. We’re located at 402 Main Street, Ste. G, next to V Restaurant & Bar and the Victoria Inn in historic downtown Murphys California.

We have no application fees and can typically issue same day mortgage approvals to submit with your offer.

We look forward to working with you.


A Few of the Loan Programs We Offer:

HARP 2.0

· Provides homeowners the ability to refinance into today's low mortgage rates.

· No PMI (private mortgage insurance).

· Exorbitant closing costs and fees.

· No appraisal in most cases.

FHA 203K Rehabilitation Financing (up to $35,000 for Repairs/Renovation)

FHA Streamline Refinance (Requires No Appraisal)

CalHFA Financing with 1% Down Payment (Combined with CHDAP)

USDA Rural Home Loans with No Down Payment

VA Financing with No Down Payment for Qualified Veterans

HomePath and HomePath Renovation (HomePath is a Registered Trademark of FannieMae)

Conventional Conforming, High Balance and Jumbo Financing

Conventional & FHA DreamLoan Programs

Conventional Fixed DU Refinance Plus (Refinance up to 105% of Appraised Value)

Down Payment Assistance Programs such as the Neighborhood Stabilization Program (NSP) and the California Homebuyer’s Down Payment Assistance Program (CHDAP)

 

A Little About My Background

With over 20 years of diversified mortgage lending experience, I recognize that truly understanding the client’s needs and exceeding their expectations helps to ensure a lasting relationship that will continue into the future. I have a passion for helping the community grow and prosper by providing solid lending strategies and advice. I thoroughly love working with people and I hope that it shows.

Born and raised in Beaumont, Texas, I started in lending in the 80s. After receiving my degrees in Economics and Finance from St. Mary’s College in Moraga, California, I spent several years as the Chief Financial Officer for a regional mortgage brokerage in the San Francisco Bay Area before opting for a slightly slower pace of life in the Sierra Foothills with my family.

Mark Hughes  
402 Main Street
Suite G
Murphys, CA 95247-9695
Pvt(209) 728-9898
Fax(877) 310-1685

 

 

 

 

 

Meet A Happy Family!

 Area Realtor Mark Edwards celebrates with the Searle family - First Time Buyers who recently took advantage of great FHA financing though Main Street Mortgage combine with down payment assistance from the County, as well as First Time Buyer Tax Credits from the Federal Government.  

"There has never been a better opportunity for a family to make the transition from renter to owner. Thanks for helping to make their dream a reality." said Edwards.






Connect With Me:





Basic Pre-Approval

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Main Street Mortgage CADRE#00654852;NMLS ID#3257

 

 



 
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